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Aug. 18, 2026
Social Security may not sound exciting—but when you're over 40, understanding it can make a major difference in how you prepare for retirement. Host Sherri O. sits down with Russ Gaiser, MBA, CFP®, CSSCS®, and Mike Hoeflich, MBA, CSSCS®, CLTC®, co-authors of the #1 bestseller Beyond Break Even: The Essential Guide to Social Security Optimization and co-founders of Retirement Income HQ of America. Russ and Mike believe Social Security shouldn't be treated as an isolated decision or simply a que